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Victoria & Vancouver Island Real Estate Blog

Credit Scores and Buying Homes in CanadaWhen someone decides to buy a home, they often get a crash course in many areas of personal finance, including credit. Understanding a credit score and how it affects a person's chances of being able to buy a home is vital. By learning early about what is required, buyers can increase their chances of checking off all the boxes for success and move into that new home.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Is Included in a Credit Score?

Credit scores are numbers that banks and other financial institutions use to determine how likely someone is to repay a debt. They are based on factors that include a person's history, as well as their

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Dec HPIThe trend of fewer sales and more listings available for sale continued through the end of the year with  just 375 properties sold in the Victoria Real Estate Board in December 2018, 19% fewer than the 462 sold in December 2017 and 25% less than sold in November.

 

In 2018 in total 7,150 properties were sold , 20% fewer than the 8,994 sold in 2017. That's also 33% less than the record 10,622 the previous year and now below the 7,351 10 year average. The number of Single Family Homes sold in 2018 was down 22% in 2018 to 3,187 from 4,069 in 2017. Condo sales also declined 23% to 2,150 in 2018 from 2,773 in 2017.

 

There were 1,998 active listings available for sale on the VREB MLS at the end of December 2018, up 44% from the end of December a

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Closing Costs During the Home Purchase: What You Need to KnowWhen a buyer budgets for a home purchase, closing costs must be taken into consideration. Since closing costs are due in cash at the time of the purchase, it's imperative that the buyer have money for these fees on hand. Knowing what closing costs are, how much to expect to pay and when they're due helps home buyers to plan for a smooth home buying process.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Closing Costs, Defined

Closing costs are the extra fees and costs associated with purchasing a home. These costs are usually incurred throughout the home buying process. When a home buyer hires a lawyer, seeks various insurances and interacts with

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island highway

Bright Spacious Contemporary Townhouse!

BRIGHT. SPACIOUS. CONTEMPORARY. 

Enjoy 3 level living in this recently built townhouse. 

Savour the open kitchen, dining and living room with top quality laminate floors, quartz countertops and stainless steel appliances. 

Upstairs boasts 3 bedrooms with high ceilings including the master bedroom with a generous deck to enjoy your morning coffee. 

You’ll also appreciate the walk-in closet and heated tile floor in the ensuite. 

Downstairs a large fourth bedroom with attached bathroom and outside access is ideal for guests or visiting family. 

Includes a single car garage with an additional parking spot and plenty of extra storage.

Live in this great neighbourhood, close to all

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Wood land Drinve

Beautiful Serviced lot French Creek!

Beautiful French Creek.

Perfect for your new home.

Serviced lot with large building pocket.

Situated abreast slopping hill and overlooking sunny enclave.

Close to wooded walkways, parks, schools, marina and golf course.

Total lot size is .48 of an acre or 20909 sq. ft. Recently subdivided off of the neighboring property.

Take advantage of mature surroundings not found in new subdivision lots.

Peaceful, tranquil and awesome. 

 

 

 

Find Out More About Lot B Woodland Drive

Talk to our team to learn more about this Beautiful Serviced lot French Creek

Request a Tour See The Listing Now

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Selling Your Home in a Competitive MarketOne thing that many sellers dread is a buyer’s market. This means that there are far more homes for sale than there are buyers looking for homes. As a result, home buyers effectively have their pick of the litter and sellers are left competing with each other to provide the best deal to entice the buyers. This is different than a sellers market where there are not enough homes and the buyers are at a disadvantage.

Selling in a buyer’s market can be tricky, but it isn’t impossible. If sellers make the right preparations before putting their home on the market, they can help ensure that their home finds a buyer regardless of the market. Here are some of the different things buyers can do to appeal to buyers and make a sale. 

For informational

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Paul Kane

Universal Supplements & LA Tanning!

Great opportunity to own a profitable stable business.

Includes 4 newer Ergoline tanning beds and a standing California Spray Tan unit.

Extensive supply of quality vitamins and sports supplements as well. Newer building with lease in place in a high traffic location on the corner of Jacklin and Goldstream.   

Also a Fed Ex drop off/pickup location.

Established client base in place.

Contact for more information and to arrange to view

 

 

 

 

 

 

 

Find Out More About 114-2806 Jacklin Rd

Talk to our team to learn more about this Universal Supplements & LA Tanning

Request a Tour See The Listing Now

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Paul Kane

Executive Family Home on the Lagoon!

Executive Family Home in one of Westshores’ most desirable neighbourhoods with just a short walk to the beach and Lagoon on a huge double corner lot and two very quiet no through roads.

This beautiful home includes a 3 car garage with plenty of storage, a large master bedroom with 4 piece ensuite bathroom and 2 more generously sized bedrooms and 4 piece bathroom on the upper level.

There is also a 1 bed and 1 bath mother-in-law suite on the lower level with separate entrance, which could be easily fully suited.

This extremely well taken care of property boasts peekaboo views of the ocean, Mt. Baker and the Olympics as well as the distant city lights across the bay at night.

Enjoy your morning

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Goldstream 301821

Bright, Sunny, South Facing, Corner Condo!

Enjoy this spacious 2 bedroom 822 sq ft condo centrally located near all amenities on Goldstream Ave. 

You’ll love this bright, beautiful south facing corner unit with laminate flooring, new stainless steel LG stove & Miele dishwasher and newer washer and dryer. 

You’ll appreciate the open layout, 9’ ceilings and granite counter tops. 

Located on the quiet side of the building enjoy your morning coffee on the large deck. 

Plan now to view this great condo!

 

 

 

 

 

 

 

 

 

Find Out More About 301-821 Goldstream Ave

Talk to our team to learn more about this Bright, Sunny, South Facing, Corner Condo!

Request a Tour See The Listing Now

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Roofing Options Exist Even When It's Time to Repair or ReplaceIt is almost universally agreed that having a good roof over your head is important. However, it is sometimes difficult to know how much life is left in a home's existing roof. Although a homeowner might concede that some action is needed, there is always a question about the effectiveness of needed repairs. If replacement seems to be the best option, there may be additional questions.

Sometimes a partial replacement will suffice if roof damage is confined to a relatively small area. Even if total replacement is the only solution, the option to install new material over the top of the existing roof can save time and expense associated with a total tear off, according to Bob Vila, the authoritative inspiration behind television's This Old House.

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